Now, You can do your own falling star challenge!!! Yay or Nay??

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          Now days, Consumption of people is very high but people want a simple and easier life too . As in Payment, people want a simple way like not to bring much money in their pocket.because people do not want take a risk to bring much money just for shoping. Thus, Financial service provider has created a convenient financial product that known as Credit Card.

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       Credit Card is a payment card issued to users (Cardholders) to enable the cardholders to pay a merchant for goods and services based on the card holder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.

         One of main advantages for having a credit card is customers do not need to have a balance in savings account because of its nature of credit card that can pay off with the amount of the loan has certain restructions and also daily transaction. Beside that, credit card can be used to pay for sudden need  because customers can temporary use the credit card and pay it later installment. Credit card can providing convenience for online shopping because in credit card they have many promos offered by the Bank, like in form of cashback, point, or direct prizes.

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Besides all the advantages of credit card that have explain, customers does not worry anymore if the credit card is lost or stolen because your money will not be lost immediately like if we lost ATM or Debit card, in credit card customers does not save money here.
        On the other hand, credit card bring some disadvantages such as blowing your budget. It encourage people to spend money that they do not have credit card.also make high interest rates and increased debt, credit card companies charge you an enormous amount of interest or each balance that you do not pay off.
      Above all, credit card seems that suitable for now days society. with high consumption but do not want to bring much money in the wallet. so people just bring a credit card a simple and easier for payment. People do not have to think too much for shopping. Use now Pay Later!!